Business loans Ads | Gumtree Classifieds South Africa

Clear All

Results for business loans in "business loans" in South Africa in South Africa

Credit Manager: Commercial Banking and Transformat

Save

MAIN PURPOSE OF THE JOBThe Credit Manager is responsible for the overall applications Commercial Banking and Transformation (CBT) assigned to their defined region as it relates to credit assessment function and credit risk management of new business, existing business and restructured accounts.Manage the end to end credit process of Commercial Banking and Transformation (CBT) Banking clients in order to provide sustainable financing to clients.Collectively approve loans and credit limits under delegated authority within the Regional Credit Committee (RCC), and review transactions for recommendation within delegated authority mandate.Review and present proposal to Credit Investment Committee (CIC) and full board.Find innovative credit solutions for Commercial Banking and Transformation (CBT) clients in order to ensure that credit risks in this target market are adequately assessed, mitigated and controlled.Co-ordinate Regional Credit Committee (RCC), Provincial Credit Committee (PCC) and Pricing Committee meetings;Manage committee processes and adherence to set policies, and act as an information and reference point for the Chairman and other committee members.Manage, control and authorise tasks performed by the Credit Analysts and Credit Administrators.Effectively liaise and communicate with the relevant stakeholders within the orginisation to action performance gaps and variances in the credit proposals.Actively provide input in the review and or improvement of the Credit Policy and Procedures in order to enhance and ensure that the legal and business requirements are met.Key Performance AreasQuality Credit Assessment and Credit Risk ManagementEnsure that all relevant information and documentation has been received from the relevant stakeholders and has all credit related matters addressed.Assess business and financial risk by analysing financial statements of applicantsResearch and assess the industry in which the business is associated and assess the potential risk of granting the loanProvide technical support to the Credit Analysts & the relevant stakeholders with respect to new loan applicationsReview credit applications for re-advancement of loans taking into consideration past operational and financial performance of applicants.Identify any deviation from the Account Management Policy and take remedial action.Collective mandate to approve loans and credit limits under delegated authorityCompulsory attendance of meetings by the Credit Manager as a voting memberConsider and recommend applications that are mandated to committee for approval, in instances where there is an exception to the approved credit policiesEnsure a uniform application of credit policies a https://www.executiveplacements.com/Jobs/C/Credit-Manager-Commercial-Banking-and-Transformati-1194784-Job-Search-06-14-2025-02-00-16-AM.asp?sid=gumtree

Executive Placements

Vryburg

Save

Role Purpose:Join a dynamic investment holding company focused on agricultural-related businesses. The company, through its subsidiaries, holds equity stakes in various agricultural operations, including intensive farming ventures such as dairy farming, feedlots, and abattoirs. Consisting of larger commercial businesses with a robust corporate culture, adhering to high standards of corporate governance, transparent reporting, and providing ongoing support to management in the day-to-day operations of its investments. With a focus on adequately capitalizing its investments, the company ensures the growth and maturation of its portfolio, ultimately maximizing the yield and long-term value of these investments. As the Accountant you will primarily be accountable for the following: Skills and Qualifications:4+ Relevant experienceBachelors degree in accounting, Finance, or a related field.This is the fundamental educational requirement, providing the foundational knowledge in financial principles, accounting standards, and financial analysis.Articles or experience at small audit/accounting practice beneficial or similar work experienceSAIPA/SAICA registration not requiredMS Office - Excel knowledge Responsibilities:Assisting with financial reportingAssisting with operations reportingCalculating and monitoring Capex projectsManaging overdraftsManaging loans and external debtOverseeing intercompany loansOverseeing shareholder loansCompiling Annual Financial StatementsCoordinating tax planning activitiesReviewing VATPerforming secretarial annual dutiesMaintaining and updating tree structuresMaintaining and updating organograms RequirementsAttention to detail – A keen eye for accuracy and consistency.Adaptability – Ability to thrive in a fast-paced, dynamic environment and handle changing priorities effectively.Strong work ethic – Willingness to take initiative and go above and beyond to ensure tasks are completed to a high standard.Proactive mindset – Ability to anticipate needs and address challenges before they arise.Team player – Collaborative attitude, with a willingness to support and work alongside others to achieve common goals.Integrity – Strong ethical standards and the ability to handle sensitive financial information with discretion.Resilience – Ability to maintain performance under pressure and work effectively to meet deadlines.Excellent organizational skills – Capacity to prioritize tasks efficiently and manage time effectively. https://www.executiveplacements.com/Jobs/A/Accountant-Argiculture-1192431-Job-Search-06-06-2025-02-00-15-AM.asp?sid=gumtree

Executive Placements

Stellenbosch

Save

Role Purpose:Join a dynamic private equity and investment management company within a larger group. We focus on identifying and investing in high-potential businesses across a variety of sectors, including finance, education, mining, hospitality, and property. Our strategy involves providing capital, strategic guidance, and operational expertise to help our portfolio companies grow, improve, and succeed. We pride ourselves on fostering long-term partnerships with businesses, helping them expand both locally and internationally. We manage a diverse range of investments, from commercial property ventures to innovative solutions in industries like energy and healthcare. Our commitment is to drive growth and maximize value for our stakeholders, creating meaningful impact across the African continent.As the Accountant you will primarily be accountable for the following: Skills and Qualifications:4+ Relevant experienceBachelors degree in accounting, Finance, or a related field.This is the fundamental educational requirement, providing the foundational knowledge in financial principles, accounting standards, and financial analysis.Articles or experience at small audit/accounting practice beneficial or similar work experienceSAIPA/SAICA registration not requiredMS Office - Excel knowledge Responsibilities:Assisting with financial reportingAssisting with operations reportingCalculating and monitoring Capex projectsManaging overdraftsManaging loans and external debtOverseeing intercompany loansOverseeing shareholder loansCompiling Annual Financial StatementsCoordinating tax planning activitiesReviewing VATPerforming secretarial annual dutiesMaintaining and updating tree structuresMaintaining and updating organograms RequirementsAttention to detail – A keen eye for accuracy and consistency in financial reporting and operations.Adaptability – Ability to thrive in a fast-paced, dynamic environment and handle changing priorities effectively.Strong work ethic – Willingness to take initiative and go above and beyond to ensure tasks are completed to a high standard.Proactive mindset – Ability to anticipate needs and address challenges before they arise.Team player – Collaborative attitude, with a willingness to support and work alongside others to achieve common goals.Integrity – Strong ethical standards and the ability to handle sensitive financial information with discretion.Resilience – Ability to maintain performance under pressure and work effectively to meet deadlines.Excellent organizational skills – Capacity to prioritize tasks efficiently and manage tim https://www.executiveplacements.com/Jobs/A/Accountant-Investments-1192430-Job-Search-06-06-2025-02-00-15-AM.asp?sid=gumtree

Executive Placements

Stellenbosch