We know that the biggest challenge to all small and medium-sized businesses is access to finance. Whilst we wish we could assist everyone, we have an obligation towards you, to loan responsibly and with discretion. Our pre-qualifying criteria assists us with this.

• You need to have a registered business that has been trading for at least 1 year. (Start-ups do not qualify).
• A minimum annual turnover of R1 million (or R85 000 p/m).