Lexis WinDeed

We are fully accredited to offer you the discerning consumer, employer and any other interested party or person the following Credit Reports:

Tracing a consumer by a credit provider in respect of a credit agreement (entered into between the consumer and the credit provider)

Fraud detection and fraud prevention services

Investigation into fraud, corruption or theft - provided that the South African Police Service or any other statutory enforcement agency conducts such an investigation

Considering a candidate for employment - in a position that requires trust and honesty and entails the handling of cash or finances, provided that the consent of the consumer has been obtained prior to the report being requested

Debt Counselling - for use by registered debt counsellor to determine the credit bureau status of a consumer

Affordability assessment by a credit provider - in terms of Regulation 23A of the NCA, no credit provider may grant credit to a consumer before performing an affordability assessment. This assessment is mandatory prior to the credit provider granting credit to the consumer.

Financial means assessment - this is also known as "financial wellness assessment", which is used by companies assisting the consumers to understand their financial status by working through their credit reports with them.

Pre-screening by credit providers

Credit Risk Managment

Credit Limit Management

Tele: 0217618809

Cell: 0677249266

Email: licensing@africonlegal.co.za